The average rate on a 30-year U.S. mortgage fell again this week, slipping close to its low point so far this year.

The average rate on a 30-year U.S. mortgage ended a three-week streak of increases this week, reflecting a pullback in long-term U.S. Treasury bond yields

The Fed is widely expected to deliver a quarter-point cut at its Dec. 9-10 meeting, with futures markets putting the odds near 90% according to Reuters, which would ...

The average 30-year mortgage rate fell to 6.19% from 6.27% last week. Rates are now at their lowest point since October 2024. A year ago, the average long-term rate was 6.54%. Mortgage rates are influenced by the Fed’s policies and economic outlook.

The average rate on a 30-year U.S. mortgage fell for the fourth week in a row, reaching its lowest level in more than a year. Lower mortgage rates boost homebuyers' purchasing power. They also benefit homeowners eager to refinance their current home loan ...

The average mortgage interest rate on a conventional 30-year term is 6.12% as of December 9, 2025, according to Zillow. That marks a slight jump from the 5.99% rate that was available over the last week, approximately. The average rate on a 15-year term, however, remained the same overnight, sticking at 5.37%.

Long-term U.S. mortgage rates were flat to lower this week. The benchmark 30-year rate marked its fourth decline in the past five weeks. Mortgage buyer Freddie Mac said Thursday the average rate on 30-year, fixed-rate mortgages was 4.55 percent, down from ...