For U.S. consumers, having “good credit” or a good credit score is everything. Black marks on your credit report can prevent you from acquiring rental housing, certain jobs, or student loans – and ...

According to the LIMRA 2024 Insurance Barometer study, only 46% of women have life insurance, while 57% of men have at least one policy. The need for women to have life insurance is higher (45%) ...

If you don’t have employer-sponsored health insurance, finding affordable health care can seem like an impossible task. Yet millions of Americans survive without employer health benefits. That ...

Since its passage in 2010, the Affordable Care Act (ACA), commonly known as Obamacare, has expanded health insurance coverage to millions of Americans. However, nearly 30 million Americans — over 9% ...

According to 2021 data collected by the Kaiser Family Foundation, 97.3% of large firms — those with 50 full-time equivalent employees or more — offer health insurance to their employees. But just 31.9 ...

The desire to accumulate physical objects seems to be inherent, present in the little girl who collects Barbie dolls or the late-night TV host who keeps 126 classic cars and motorcycles in a specially ...

A certificate of deposit, or CD, is an excellent place to park cash you don’t need immediately. The federal government insures it, and it usually pays more than a standard savings account. Its yield ...

I’ll be honest. When the time comes to swap my old phone for a newer model, I take the easy way out: my cell carrier’s trade-in offer. That’s a perfectly rational choice for consumers looking to save ...

First came debit cards you could swipe like a credit card. Then came cash-transferring services like PayPal and Venmo. That led to the near extinction of the paper check. But it’s still critical to ...

In the housing industry, it’s called “negative equity.” In the automotive industry it’s called being “upside down.” In both cases, it means the same thing: You owe more money on an asset than the ...

Not all jobs require extensive experience or years of postsecondary education. Some entry-level jobs pay quite well, and many offer paid on-the-job training or apprenticeships. Using data compiled by ...

I do a lot of shopping at garage sales. I’ve probably been to hundreds of them over the years, and I’ve learned to size them up quickly to tell if a particular sale is a good one or lame one before I ...