A new plan from California's insurance commissioner aims to stop the nation's top insurers from leaving the wildfire-prone state by letting them consider climate risks when setting their prices.

A growing number of Americans are finding it difficult to afford insurance on their homes, a problem only expected to worsen because insurers and lawmakers have underestimated the impact of climate change,

For many homeowners around the country, climate change could make their insurance dramatically more expensive in the years ahead -- or they could lose their coverage altogether.

With 23 extreme weather events costing more than $1 billion each in losses so far this year, many private insurance companies are pulling out of states like California and Florida altogether. This is leaving homeowners with few choices to protect their most valuable assets.