Mortgage rates are down and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.82%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.

The Federal Reserve is expected to hold interest rates steady today. Here's what that means for prospective homebuyers.

Mortgage rates have fallen slightly, with the 30-year fixed rate dropping to 6.85%, offering a modest reprieve to homebuyers facing affordability challenges in an uncertain economi